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Daily Current Affairs
5 December, 2025
1. The proposed DHRUVA system aims to provide which of the following services in India?
A. Digital identity verification
B. Virtual and standardised digital addresses
C. Satellite-based messaging
D. Aadhaar-linked mobile authentication
E. Cloud-based voter registration
Answer: B. Virtual and standardised digital addresses
Explanation: DHRUVA (Digital Hub for Reference and Unique Virtual Address) is a UPI-like system designed to create secure, standardised, virtual addresses (e.g., name@entity) and map them using a 10-character geocode called DIGIPIN.
2. According to the ISRO study, farmers in Punjab and Haryana shifted stubble burning mainly to which timeframe?
A. 6 AM – 8 AM
B. 10 AM – 12 PM
C. 1 PM – 3 PM
D. 3:30 PM – 6 PM
E. 8 PM – 10 PM
Answer: D. 3:30 PM – 6 PM
Explanation: Farmers shifted burning to late afternoon/evening to avoid detection by polar satellites, as geostationary satellites capture more fires during this period.
3. The Garuda Shakti 2025 exercise between India and Indonesia focused mainly on which operational theme?
A. Amphibious assault
B. Mountain warfare
C. Cyber defence
D. Counter-terrorism and drone warfare
E. Naval anti-submarine operations
Answer: D. Counter-terrorism and drone warfare
Explanation: Garuda Shakti 2025, held in Himachal Pradesh, focused on joint counter-terror operations, drone warfare, and heliborne activities.
4. After the RBI reduced the repo rate to 5.25%, which of the following sectors is expected to benefit most directly?
A. Exports
B. EMIs and loan borrowers
C. Oil refiners
D. Defence manufacturing
E. Cryptocurrency markets
Answer: B. EMIs and loan borrowers
Explanation: A lower repo rate reduces lending rates for banks, which directly makes EMIs cheaper and boosts retail borrowing.
5. Which new LIC plan is a pure risk protection policy with a fixed death benefit?
A. Jeevan Suraksha
B. Protection Plus
C. Bima Kavach
D. Nivesh Bandhan
E. Saral Jeevan
Answer: C. Bima Kavach
Explanation: LIC’s Bima Kavach is a pure risk plan offering a fixed death benefit and coverage up to 100 years, unlike Protection Plus which is a linked savings + life cover plan.
6. What is the major reason banks may face pressure on their Net Interest Margins (NIMs)?
A. Increase in gold imports
B. Repo rate cut reduces lending rates faster than deposit rates
C. Fall in global oil prices
D. Higher ATM transactions
E. Increase in credit card spending
Answer: B. Repo rate cut reduces lending rates faster than deposit rates
Explanation: When the repo rate falls, banks lower lending rates quickly but reduce deposit rates slowly, reducing the spread between the two → lower NIM.
7. Under RBI’s revised rules, foreign banks must classify their exposures to parent branches under which regulatory framework?
A. Basel III Liquidity Framework
B. Urban Cooperative Banking Norms
C. Large Exposures Framework (LEF)
D. Prompt Corrective Action (PCA)
E. Priority Sector Lending
Answer: C. Large Exposures Framework (LEF)
Explanation: RBI mandated foreign banks to include parent-branch exposures under the LEF without exemptions to reduce concentration risks.
8. The theme for World Soil Day 2025 is:
A. Soil for Sustainable Farming
B. Restore Earth’s Green Shield
C. Healthy Soils for Healthy Cities
D. Save Urban Biodiversity
E. Soil Conservation for a Better Planet
Answer: C. Healthy Soils for Healthy Cities
Explanation: The 2025 theme highlights the role of urban soils in climate regulation, flood control, urban farming, and ecological health.
9. Which is a major threat to urban soils highlighted under World Soil Day 2025?
A. Excessive rainfall
B. Overuse of natural fertilizers
C. Soil sealing by concrete and construction
D. Crop rotation practices
E. Increased bee population
Answer: C. Soil sealing by concrete and construction
Explanation: Urbanization leads to the covering of soil surfaces with concrete/asphalt, preventing water infiltration and harming soil biodiversity.
10. Which organization plans to release six critically endangered vultures in Assam?
A. NABARD
B. ICAR
C. Central Pollution Control Board
D. Bombay Natural History Society (BNHS)
E. FAO
Answer: D. Bombay Natural History Society (BNHS)
Explanation: BNHS will release slender-billed and white-rumped vultures in early 2026 as part of India’s vulture recovery program.
