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Daily Current Affairs
14 April, 2026
1. The Ganges River Dolphin is considered an “indicator species” because:
A) It migrates across multiple countries
B) Its presence reflects the health of the river ecosystem
C) It is highly adaptable to pollution
D) It controls fish population directly
E) It is used in religious rituals
Answer: B) Its presence reflects the health of the river ecosystem
Explanation: Indicator species like the Ganges River Dolphin signal the ecological health of rivers. A thriving dolphin population indicates clean water and a balanced ecosystem.
2. What is the primary ecological risk associated with river fragmentation due to dams?
A) Increased fish population
B) Higher water temperature
C) Reduced gene pool due to isolated populations
D) Improved biodiversity
E) Increased rainfall
Answer: C) Reduced gene pool due to isolated populations
Explanation: Dams fragment habitats, isolating dolphin populations. This leads to inbreeding and reduced genetic diversity, making species more vulnerable.
3. Arunachal Pradesh became a full-fledged state of India in:
A) 1972
B) 1980
C) 1987
D) 1991
E) 2000
Answer: C) 1987
Explanation: Arunachal Pradesh was first made a Union Territory in 1972 and later granted full statehood in 1987.
4. The McMahon Line was proposed during which event?
A) Treaty of Versailles
B) Shimla Agreement 1972
C) Simla Convention 1914
D) Panchsheel Agreement
E) Tashkent Agreement
Answer: C) Simla Convention 1914
Explanation: The McMahon Line was proposed during the Simla Convention (1914) between British India and Tibet, forming the basis of India’s eastern boundary.
5. Which of the following best describes “Lawfare” in geopolitics?
A) Use of military force for territorial gain
B) Economic sanctions to weaken a country
C) Use of legal tools/maps to justify territorial claims
D) Cyber warfare using digital tools
E) Cultural diplomacy
Answer: C) Use of legal tools/maps to justify territorial claims
Explanation: Lawfare refers to the strategic use of legal systems, naming, and maps to strengthen territorial claims, as seen in China’s renaming strategy.
6. What is the primary function of a Virtual Payment Address (VPA) in UPI?
A) Store money digitally
B) Replace Aadhaar authentication
C) Enable transactions without sharing bank details
D) Provide loan facilities
E) Act as a credit card
Answer: C) Enable transactions without sharing bank details
Explanation: VPA allows users to send/receive money without revealing sensitive information like account number or IFSC code.
7. Which organization developed the Unified Payments Interface (UPI)?
A) RBI
B) SEBI
C) NPCI
D) Ministry of Finance
E) NABARD
Answer: C) NPCI
Explanation: UPI was developed by the National Payments Corporation of India (NPCI), while RBI acts as the regulator.
8. Why did RBI reject Ujjivan and Jana SFBs’ applications for universal bank licenses?
A) Low capital adequacy
B) High inflation exposure
C) Lack of loan portfolio diversification
D) Low profitability
E) Foreign ownership issues
Answer: C) Lack of loan portfolio diversification
Explanation: RBI emphasized the need for diversified loan books. Heavy dependence on microfinance made these banks unsuitable for universal banking status.
9. What is the main drawback of granular urea usage in India?
A) High cost
B) Limited availability
C) Low Nutrient Use Efficiency (NUE)
D) Difficult storage
E) Requires special machinery
Answer: C) Low Nutrient Use Efficiency (NUE)
Explanation: Only 35–40% of nitrogen in granular urea is utilized; the rest is lost due to leaching and volatilization, causing pollution.
10. Why is Triple Super Phosphate (TSP) preferred over DAP in fertilizer reforms?
A) It contains more nitrogen
B) It reduces unnecessary nitrogen application
C) It is fully organic
D) It is cheaper than urea
E) It improves irrigation efficiency
Answer: B) It reduces unnecessary nitrogen application
Explanation: TSP does not contain nitrogen, unlike DAP. This helps correct the nutrient imbalance and reduces excess nitrogen usage.
