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Daily Current Affairs Quiz: 22 April 2026

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1. The Fourth India-Africa Forum Summit (IAFS) 2026 marks a strategic shift in India’s engagement with Africa. Which of the following best describes this shift?

A) From military alliance to peacekeeping missions
B) From development partnership to strategic investment
C) From cultural exchange to tourism promotion
D) From trade agreements to humanitarian aid only
E) From education support to defense withdrawal

Answer: B) From development partnership to strategic investment

Explanation: India is now focusing more on FDI, infrastructure, and long-term investments rather than just providing aid or concessional loans (LoCs).

2. The Samriddh Gram initiative integrates BharatNet infrastructure with service delivery. What is the core idea behind this integration?

A) Expanding telecom towers in urban areas
B) Providing satellite internet to villages
C) Converting fiber infrastructure into usable citizen services
D) Privatizing rural internet services
E) Eliminating physical governance systems

Answer: C) Converting fiber infrastructure into usable citizen services

Explanation: BharatNet provides connectivity, while Samriddh Gram ensures services like healthcare, education, and governance are actually delivered using that infrastructure.

3. In 3D Glass Semiconductor Packaging, what is the primary advantage of using glass substrates over traditional materials?

A) Lower manufacturing cost
B) Higher flexibility and bending capacity
C) Better thermal stability and precision
D) Increased transparency for monitoring
E) Reduced need for electricity

Answer: C) Better thermal stability and precision

Explanation: Glass substrates can handle high heat and allow denser connections, making them ideal for advanced chips like AI processors.

4. The concept of “Gene Drive” in GM mosquitoes ensures:

A) Equal inheritance probability of genes
B) Selective inheritance only in males
C) Rapid spread of modified genes in population
D) Elimination of all mosquito species
E) Resistance to antibiotics

Answer: C) Rapid spread of modified genes in population

Explanation: Gene drive increases inheritance probability to over 90%, allowing modified traits to spread quickly in wild populations.

5. India’s rise to the #2 position in wind energy installation is primarily driven by:

A) Offshore wind farms in Kerala
B) Increased imports of turbines
C) Large-scale projects like Khavda Renewable Park
D) Decrease in solar energy investment
E) Privatization of electricity boards

Answer: C) Large-scale projects like Khavda Renewable Park

Explanation: The Khavda Renewable Energy Park in Gujarat is a major contributor, with massive wind and hybrid energy capacity.

6. Which combination best explains the depreciation of the Indian Rupee to 93.44 against the US Dollar?

A) High exports and low imports
B) Falling gold prices and low inflation
C) Oil price volatility, strong USD, and RBI policy easing
D) Increase in FDI inflows
E) Decline in stock market performance

Answer: C) Oil price volatility, strong USD, and RBI policy easing

Explanation: Higher oil prices increase dollar demand, a strong USD attracts global capital, and RBI easing allows more market-driven depreciation.

7. The inclusion of Gold and Silver ETFs in equity schemes primarily helps in:

A) Increasing tax liabilities
B) Eliminating market risks
C) Improving diversification and risk-adjusted returns
D) Replacing equity investments
E) Ensuring guaranteed returns

Answer: C) Improving diversification and risk-adjusted returns

Explanation: Precious metals often move inversely to equities, helping reduce overall portfolio risk.

8. In the context of UCB licensing norms, increasing the limit on unsecured advances would primarily:

A) Reduce bank profitability
B) Restrict lending to small borrowers
C) Increase lending flexibility to borrowers without collateral
D) Eliminate risk in banking operations
E) Replace secured loans entirely

Answer: C) Increase lending flexibility to borrowers without collateral

Explanation: Higher limits allow banks to lend more to individuals who lack collateral, improving financial inclusion.

9. The RBI’s revised e-mandate framework mandates a 24-hour prior notification mainly to:

A) Increase banking charges
B) Delay transactions
C) Provide customers an opportunity to opt out
D) Reduce internet usage
E) Eliminate recurring payments

Answer: C) Provide customers an opportunity to opt out

Explanation: The rule enhances consumer protection by allowing users to cancel or modify payments before execution.

10. According to the UNESCAP report, India’s GDP growth slowdown in FY27 is primarily attributed to:

A) Weak agricultural output
B) Declining services sector
C) Global geopolitical tensions and energy disruptions
D) Reduced government spending
E) Banking sector crisis

Answer: C) Global geopolitical tensions and energy disruptions

Explanation: The West Asia conflict has impacted energy supply chains, increasing costs and slowing economic growth.

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