Bank raises limit for collateral-free agriculture loan

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RBI Grade BNABARD ESISEBI

The Reserves Bank of India raised the collateral-free agricultural loan limit from ₹ 1.6 lakh to ₹ 2 lakh.
It has increased from ₹ 1 lakh in 2010 to ₹ 1.6 lakh in 2019.
Enhance coverage of small and marginal farmers through the formal credit system.
Credit to agriculture and allied activities grew on a yearly basis by 15.5% in October 2024.

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