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Bajaj Allianz Launches India’s First State-wise Health Insurance Policy Tailored to Local Healthcare Needs

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RBI Grade BNABARD ESISEBI
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Bajaj Allianz General Insurance has introduced a first-of-its-kind ‘State-wise Health Insurance Policy’, offering region-specific health insurance solutions across 25 states and 5 Union Territories. This initiative marks a pioneering step in customising healthcare protection in alignment with the unique medical infrastructure, affordability, and disease profiles of each state in India.

Key Features of the State-wise Health Insurance Policy

Regionally Customised Coverage

  • Each policy is tailored to reflect the distinct healthcare ecosystem of a specific state.
  • Factors considered include: local hospital infrastructure, prevalent health concerns, treatment costs, and affordability levels.
  • Policies carry locally inspired names (e.g., “AapKe Liye” in Hindi-speaking states).

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  • No age restrictions for policy renewal, ensuring long-term security for individuals and families.

About Bajaj Allianz General Insurance

Bajaj Allianz is a joint venture between Bajaj Finserv Ltd and Allianz SE, offering a broad portfolio of insurance solutions including health, motor, home, cybersecurity, and even niche segments like pet and film insurance. The company holds an [ICRA]AAA rating, ensuring high trust and timely claims servicing across over 1,500 cities and towns in India.

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