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BharatPe Launches Unity Bank BharatPe Credit Card

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RBI Grade BNABARD ESISEBI
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Context:

BharatPe, in partnership with Unity Small Finance Bank, has launched the Unity Bank BharatPe Credit Card on the NPCI RuPay network. The card aims to provide transparent, lifetime-free credit access with innovative features and flexibility for Indian consumers.

Key Highlights:

  • Partnership: BharatPe + Unity Small Finance Bank (Unity Bank).
  • Network: RuPay (NPCI), with UPI linkage for seamless payments.
  • Zero-Fee Card:
    • No joining fee, annual fee, processing charges, or foreclosure penalties.
    • Customers can prepay EMIs anytime without penalties.
  • Target Users: Salaried and self-employed individuals seeking transparent, digitally delivered credit solutions.

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