Context:
EximPe, a fintech startup specializing in cross-border payment solutions, has received in-principle approval from the Reserve Bank of India (RBI) for a Payment Aggregator–Cross Border (PA-CB) licence, positioning itself to serve India’s growing digital exports and global trade flows.
What Is a PA-CB Licence?
- Issued under RBI’s guidelines for cross-border payment aggregation.
- Enables fintechs to facilitate inbound (pay-ins) and outbound (pay-outs) for digital services, e-commerce, and B2B trade.
- Part of RBI’s broader strategy to regulate and standardize cross-border digital financial flows.
About EximPe
- CEO & Founder: Arjun Zacharia
- Current Reach:
- Over 5,000 SME clients
- Processed $450 million+ in transactions
- Target: 10X business growth by FY26, leveraging the new PA-CB licence.
- Fully Licensed PA-CB Entities (6):
- Adyen India
- Amazon Pay India
- Cashfree Payments
- BillDesk
- Pay10
- Worldline ePayments India
