RBI Grade BNABARD ESISEBI
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Context:
The Ministry of Statistics and Programme Implementation (MoSPI) aims to track the utilization and impact of credit access programmes such as the Pradhan Mantri Mudra Yojana (PMMY). This initiative is part of efforts to support enterprise formalisation and financial inclusion.
Surveys Involved
- Monitoring will be integrated into:
- Private Sector Capital Expenditure (Capex) Survey
- Annual Survey of Unincorporated Sector Enterprises
Objectives
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- Assess how Mudra loans are used by micro and small enterprises.
- Evaluate the role of credit access programmes in promoting:
- Enterprise formalisation
- Financial inclusion
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Collaboration and Data User Engagement
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- National Statistical Office (NSO) and Indian School of Business (ISB) jointly organized a Data Users Conference.
- The conference aimed to enhance interaction between data producers and users for improved data relevance and survey design.
Significance
- This monitoring will help policymakers understand the real impact of Mudra loans on the informal sector.
- Supports evidence-based policymaking focused on MSME growth and formalisation.
- Aligns with India’s broader economic goals of boosting digital and financial inclusion.
