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Sa-Dhan: Self-Regulatory Organization for Microfinance Institutions

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RBI Grade BNABARD ESISEBI
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Sa-Dhan: Self-Regulatory Organization for Microfinance Institutions

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  • is appointed by the Reserve Bank of India (RBI).
  • Primarily aims to promote inclusive impact finance institutions and support low-income households, especially women.
  • Created the Code for Responsible Lending (CRL) to improve lending quality and transparency.
  • Developed the Credit Assessment Framework for clients (CAF) in 2022.
  • Issued the first Governance Manual for the MFI Board of Directors in 2018.
  • Contributes to social development goals.
  • Addresses gender issues, focusing on women empowerment.
  • Supports global and national interest issues like climate change.
  • Has about 220 members working in over 600 districts across 33 states and union territories.
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