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Stressed Assets

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RBI Grade BNABARD ESISEBI
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These are loans that are classified as non-performing assets (NPAs) or special mention accounts (SMAs). Stressed assets include NPAs, restructured loans, and written off assets. They are a strong indicator of the health of the banking sector.

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More on this exam

  • A bad loan is a loan that a borrower is unlikely to repay. It’s also known as a non-performing loan (NPL). 
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