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Daily Current Affairs
17 September, 2025
1. Which startup launched the world’s first open-source Artificial General Intelligence (AGI) network in 2025?
a) OpenAI
b) Sentient
c) Anthropic
d) NITI Aayog
e) DeepMind
Answer: b) Sentient
Explanation: Sentient launched the world’s first open-source AGI network with over 2 million waitlisted users, enabling multiple AI agents and data sources to collaborate in real time.
2. The NITI Aayog’s “AI for Viksit Bharat Roadmap” aims to help India achieve what target GDP growth by 2035?
a) 5%
b) 6%
c) 7%
d) 8%+
e) 10%
Answer: d) 8%+
Explanation: The roadmap targets sustained 8%+ GDP growth by 2035, using AI to bridge 30–35% of India’s growth gap through productivity gains, sectoral adoption, and R&D.
3. The 21st edition of India–US joint military exercise “Yudh Abhyas 2025” was held in which location?
a) Rajasthan, India
b) Himachal Pradesh, India
c) Fort Wainwright & Yukon Training Area, Alaska
d) Hawaii, USA
e) New Delhi, India
Answer: c) Fort Wainwright & Yukon Training Area, Alaska
Explanation: Yudh Abhyas 2025 was conducted from Sept 1–14, 2025 in Alaska, USA, strengthening India–US defence cooperation.
4. As per RBI’s new guidelines, the minimum net worth requirement for non-bank Payment Aggregators (PAs) is initially set at:
a) â‚ą10 crore
b) â‚ą12 crore
c) â‚ą15 crore
d) â‚ą20 crore
e) â‚ą25 crore
Answer: c) â‚ą15 crore
Explanation: RBI mandates non-bank PAs to maintain â‚ą15 crore at application, which must increase to â‚ą25 crore by the end of the third financial year.
5. Which of the following is NOT a feature of RBI’s final guidelines for Payment Aggregators?
a) Authorization under the Payment and Settlement Systems Act, 2007
b) Mandatory escrow accounts
c) Fit and proper criteria for promoters/directors
d) Freedom to store card credentials for faster transactions
e) Annual security audits by CERT-In empanelled auditors
Answer: d) Freedom to store card credentials for faster transactions
Explanation: Payment Aggregators cannot store card credentials; this ensures customer data protection. Other listed features are part of the guidelines.
6. The SEBI-launched Swagat-FI framework is aimed primarily at which category of investors?
a) High Net-worth Individuals (HNIs)
b) Low-risk foreign investors
c) Retail Indian investors
d) Startups and MSMEs
e) Crypto asset investors
Answer: b) Low-risk foreign investors
Explanation: Swagat-FI simplifies onboarding for low-risk foreign investors like sovereign wealth funds, pension funds, and central banks, with extended 10-year validity.
7. Which regulator allowed multiple bespoke pension programs per subscriber under the National Pension System (NPS)?
a) RBI
b) SEBI
c) IRDAI
d) PFRDA
e) Ministry of Finance
Answer: d) PFRDA
Explanation: The Pension Fund Regulatory and Development Authority (PFRDA) enabled multiple pension plans, enhancing flexibility and personalization for NPS subscribers.
8. The upcoming “Netbanking 2.0” system developed by NPCI will primarily benefit users by:
a) Increasing ATM withdrawal limits
b) Enabling interoperability across banks
c) Introducing blockchain payments
d) Removing RBI’s oversight on netbanking
e) Allowing crypto-linked settlements
Answer: b) Enabling interoperability across banks
Explanation: Netbanking 2.0 is an interoperable switch standardizing settlements, chargebacks, and reconciliations, removing the need for separate integrations with each bank.
9. Which Hyderabad-based fintech was recently approved by NPCI as a Third-Party Application Provider (TPAP) for UPI transactions?
a) PhonePe
b) Viyona Fintech
c) Paytm
d) BharatPe
e) Razorpay
Answer: b) Viyona Fintech
Explanation: Viyona Fintech was authorized by NPCI to act as a TPAP, offering UPI-based services through its apps GraamPay and Viyona Pay, focusing on rural India.
10. Which weather-related condition in late 2025 is expected to benefit wheat, barley, and mustard crops in North India?
a) Heat waves
b) Heavy floods
c) Prolonged drought
d) Colder-than-normal winter
e) Dust storms
Answer: d) Colder-than-normal winter
Explanation: Forecasts of a colder-than-normal winter after strong monsoon rains are expected to boost Rabi crops like wheat, barley, and mustard in North India.
