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Daily Current Affairs
20 November, 2025
1. The Government is considering increasing the insurance coverage under PMJJBY & PMSBY from ₹2 lakh to how much?
A. ₹3 lakh
B. ₹4 lakh
C. ₹5 lakh
D. ₹6 lakh
E. ₹10 lakh
Answer: C — ₹5 lakh
Explanation: The Centre may raise PMJJBY & PMSBY coverage up to ₹5 lakh for subscribers who opt to pay a higher premium.
2. ‘YUVA AI for ALL’ is launched by which ministry?
A. Ministry of HRD
B. Ministry of Electronics & IT (MeitY)
C. Ministry of Science & Technology
D. Ministry of Skill Development
E. NITI Aayog
Answer: B — Ministry of Electronics & IT (MeitY)
Explanation: The course is launched under MeitY and IndiaAI Mission to provide basic AI literacy to 1 crore citizens.
3. BIRSA 101 is India’s first indigenous CRISPR-based gene therapy for which disease?
A. Thalassemia
B. Diabetes
C. Sickle Cell Disease
D. Haemophilia
E. Leukemia
Answer: C — Sickle Cell Disease
Explanation: CSIR-IGIB developed BIRSA 101 for curing Sickle Cell Disease using CRISPR gene-editing technology.
4. Gujarat’s Ratanmahal Wildlife Sanctuary recently recorded the presence of which big cat after decades?
A. Asiatic Lion
B. Tiger
C. Snow Leopard
D. Black Panther
E. Cheetah
Answer: B — Tiger
Explanation: A wild tiger has permanently settled in Ratanmahal Sanctuary for nine months, making Gujarat home to lions, leopards, and tigers together.
5. ISRO tested the ‘bootstrap mode start’ on which engine?
A. Vikas Engine
B. CE-20 Cryogenic Engine
C. SCE-200 Engine
D. PSLV Upper Stage
E. GSLV Mk-II Engine
Answer: B — CE-20 Cryogenic Engine
Explanation: The bootstrap mode test allows CE-20 engines of LVM3 to restart multiple times in space, increasing mission flexibility.
6. IRDAI’s Bima Gram API is mainly designed to strengthen which area?
A. Urban insurance sale
B. Rural insurance validation
C. Reinsurance business
D. Corporate insurance reporting
E. Health insurance claims
Answer: B — Rural insurance validation
Explanation: Bima Gram API digitally authenticates rural insurance policies and maps them to Gram Panchayats.
7. Which regulator is planning to allow settlement netting for FPIs?
A. RBI
B. IRDAI
C. NABARD
D. SEBI
E. PFRDA
Answer: D — SEBI
Explanation: SEBI is examining same-day settlement netting for FPIs to reduce operational costs.
8. Capital Gains Account Scheme (CGAS) can now be opened in how many private sector banks?
A. 10
B. 12
C. 15
D. 19
E. 30
Answer: D — 19
Explanation: The Finance Ministry authorised 19 private banks like HDFC, ICICI, Axis, Kotak etc. for CGAS deposits.
9. PM Modi stated that India will become a hub of which type of farming?
A. Precision farming
B. Organic farming
C. Natural farming
D. Mixed farming
E. Vertical farming
Answer: C — Natural farming
Explanation: At the South India Natural Farming Summit 2025, PM highlighted natural farming as India’s future agricultural model.
10. Which report highlighted widespread groundwater contamination in over 440 districts?
A. National Water Policy Report
B. Annual Groundwater Quality Report 2024
C. Jal Jeevan Mission Report
D. NITI Aayog Water Index
E. CPCB Water Assessment Report
Answer: B — Annual Groundwater Quality Report 2024
Explanation: The report shows nearly 20% samples exceed safe limits with contaminants like uranium, fluoride, arsenic, nitrate.
