Preparing for the IRDAI Assistant Manager Exam 2025? Understanding the latest syllabus for Phase 1 and Phase 2 is crucial for success. In this guide, we provide a detailed breakdown of the IRDAI Exam preparation tips, IRDAI exam syllabus, along with insights into the previous year’s cut-off marks to boost your preparation strategy.
To succeed in such a competitive environment, aspirants must follow a strategic approach, stay updated with the latest syllabus, and practice rigorously through mock tests and previous year questions.
Mastering IRDAI Assistant Manager Exam: A Complete Preparation Guide offers a step-by-step roadmap to help you navigate each stage of the exam effectively—from understanding the syllabus to cracking the final interview.
IRDAI Assistant Manager Syllabus Overview
The IRDAI Assistant Manager syllabus is a vital tool to assess your compatibility with the exam and craft an efficient preparation strategy. Here’s how the syllabus benefits you:
- Understand the Exam Structure: Gain clarity on the number of subjects and the weightage of each topic.
- Prioritize Topics: Focus on high-scoring and frequently tested areas.
- Select Study Materials: Choose resources aligned with the syllabus to avoid wasting time.
- Plan Effectively: Develop a personalized study schedule.
- Manage Time: Allocate preparation hours wisely across topics.
- Mistakes to Avoid for IRDA Assistant Manager Exam
IRDAI AM Phase 1 syllabus
It covers four major areas: Reasoning Ability, Quantitative Aptitude, English Language, and General Awareness. Although the official syllabus has not been released, an analysis of previous years’ question papers provides insight into the important topics.
IRDAI Exam Reasoning Topics
- Puzzles – Includes various types such as box-based, floor-based, scheduling, etc.
- Seating Arrangement – Involves linear and circular seating patterns, commonly asked in exams.
- Blood Relations – Problems based on family relationships that require logical deduction.
- Syllogism – Deductive reasoning typically solved using Venn diagrams.
- Coding-Decoding – Covers traditional and pattern-based question types.
- Direction Sense – Tests your ability to determine directions and distances.
- Ranking – Focuses on determining order and position in a sequence.
- Inequality – Questions involve comparisons using symbols like >, <, =, etc.
- Machine Input-Output – Pattern-based transformations of input data (words/numbers).
- Data Sufficiency – Evaluate whether the given data is adequate to answer a question.
Logical Reasoning Topics
- Statement – Assumption – Assessing implicit assumptions behind a given statement.
- Statement – Conclusion – Deriving valid conclusions from a provided statement.
- Statement – Course of Action – Deciding the best possible action based on a situation.
- Cause and Effect – Identifying cause-effect relationships between two events or statements.
- Statement – Argument – Evaluating whether arguments are strong or weak regarding a particular issue.
IRDAI Exam Quantitative Aptitude Topics
- Ages and Partnerships – Ratio-based problems involving age calculations or profit-sharing.
- Area and Volume (Mensuration) – Surface area and volume of 2D and 3D shapes.
- Averages – Simple and weighted mean calculations.
- Data Interpretation – Analysis of pie charts, bar graphs, line graphs, tables, and caselets.
- Mixtures and Alligation – Problems involving combinations of substances with different properties or costs.
- Number Series – Detect patterns or errors in numerical sequences.
- Percentages – Problems involving increases, decreases, and proportionate comparisons.
- Probability – Basic concepts including favorable outcomes, total outcomes, and probability rules.
- Profit and Loss – Includes calculations on cost price, selling price, discounts, and gains/losses.
- Quadratic Equations – Solving and comparing values of quadratic roots.
- Ratio and Proportion – Used in problems involving part-to-whole relationships and mixtures.
- Simplification – Quick math using BODMAS rules, fractions, and decimals.
- Simple and Compound Interest – Calculation of interest over time using both simple and compound formulas.
- Time and Work – Efficiency-based problems; includes Pipes and Cisterns scenarios.
- Time, Speed, and Distance – Motion-related problems including Boats and Trains.
English Topics for IRDAI AM Exam
- Adjectives and Adverbs – Understanding descriptive words and their correct placement in a sentence.
- Cloze Test – Context-based fill-in-the-blanks to assess grammar and vocabulary.
- Conditional Sentences – Real and unreal situations using “if-clauses”.
- Conjunctions – Coordinating, subordinating, and correlative connectors.
- Error Spotting – Identifying and correcting grammar or usage mistakes in sentences.
- Modals – Usage of auxiliary verbs like can, could, must, should, etc.
- Nouns and Pronouns – Types, rules of usage, and common errors.
- Para Jumbles – Rearranging jumbled sentences to form coherent paragraphs.
- Parts of Speech – Basic components of sentences: nouns, pronouns, verbs, adjectives, adverbs, etc.
- Prepositions – Understanding spatial, temporal, and abstract relationships using prepositions.
- Reading Comprehension – Analyzing passages to answer inference, vocabulary, and fact-based questions.
- Sentence Improvement – Rewriting sentences by correcting grammatical errors.
- Subject-Verb Agreement – Ensuring subjects match the correct verb form.
- Tenses – Understanding present, past, and future forms and their correct usage.
- Vocabulary Building – Expanding knowledge of synonyms, antonyms, idioms, and phrases.
General Awareness Topics for IRDAI AM Exam
- Awards and Honours – National and international recognitions across various fields.
- Banking and Financial Awareness – Functions of banks, financial institutions, and related terminology.
- Books and Authors – Recently published notable books and their authors.
- Capital Markets Basics – SEBI roles, stock exchanges, and investment-related concepts.
- Currencies and Capitals – Capitals and currencies of different countries around the world.
- Defence News – Military exercises, operations, appointments, and defence-related updates.
- Economic & Financial News – RBI/SEBI notifications, budgets, monetary policies, and banking updates.
- Environment – Climate change, conservation efforts, and environmental initiatives.
- Government Committees – Key committees and commissions on governance, finance, and policy-making.
- Government Schemes and Reports – Central government initiatives, economic surveys, IRDAI circulars and development reports.
- Important Days & Themes – Dates and themes of national and international observance days.
- International Affairs – Global summits, international organizations, bilateral visits, and agreements.
- National Affairs – Major government policies, MoUs, summits, and events within India.
- Persons in News – Recent appointments, resignations, obituaries, and prominent personalities.
- Science and Technology – Innovations, space missions, and technological advancements.
- Sports – Important tournaments, championships, and Indian sports achievements.
Syllabus for IRDAI Phase II – Descriptive Examination:
Paper I – English
a) Essay;
b) Precis writing;
c) Comprehension and Business/Office Correspondence.
IRDAI Phase II Mains English Descriptive question 2024
Paper II – Economic and Social issues impacting insurance
a) Economic Growth, business cycles and insurance penetration, impact of age structure on economy, application of utility theory to insurance premium setting, macroeconomic factors including catastrophes and pandemics that may impact insurers and insurance markets;
b) Financial markets, Financial Institutions and financial services integration and risks arising from interconnectedness; systemic risk and concentration risk;
c) Economic capital and risk based capital requirements, economic impact of risk transfer arrangements including reinsurance, contribution of Insurance sector to sustainable and responsible development of economy, Insurance Investments in Infrastructure sector;
d) Economic reforms in India leading to Insurance sector reforms, Insurance regulation – financial and market conduct regulations, functions of IRDAI, role of an Actuary, de-tariffing in India, motor business and Indian experience, changing Insurance Regulations/Laws and FSLRC;
e) Social structure in India, Insurance in rural and social sectors and obligations of Insurers thereto, Indian Micro-Insurance experience, Social security laws and implementation thereof. RSBY – Health insurance scheme for Below Poverty Line (BPL) families.
Paper III – Insurance and Management
Part 1 – Insurance
a) History of Indian Insurance, principles of Insurance;
b) Risk and uncertainty, pooling and diversification of risk, Indemnity and Insurable interest;
c) Legal foundations of Insurance, basics in Group/Health Insurance/Pensions; Intermediation: role in mobilizing savings, evolution of various types and Bancassurance in India;
d) Functions performed by Insurers: Product design, pricing, distribution, underwriting, claims, Investment and Reinsurance;
e) Insurance lines and products: Property-Liability, Life Insurance and Annuities and Health Insurance; Liability risks and Insurance, valuation and Solvency requirements, Specialist Insurance lines in India – Agricultural and Export Credit Guarantee; Reinsurance, GIC of India, obligator sessions and retention of risk within the Country.
Part 2 – Management
a) Its nature and scope;
b) Management Processes – Planning, Organization, Staffing, Directing and Controlling; role of a Manager in an Organization;
c) Leadership: The tasks of a leader; leadership styles; leadership theories; A successful leader versus an effective leader;
d) Human Resource Development- Concept of HRD; Goals of HRD; Career Planning – Training and Development;
e) Performance Appraisal – Potential appraisal and development – feedback and performance counselling – rewards – employee welfare;
f) Motivation, Morale and Incentives: Theories of Motivation; How Managers Motivate; Concept of Morale; Factors determining morale; Role of Incentives in Building up Morale;
g) Communication: Steps in the Communication Process; Communication Channels; Oral versus Written Communication; Verbal versus non-verbal Communication; upward, downward and lateral communication; Barriers to Communication;
h) Role of Information Technology;
i) Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance.
IRDAI Assistant Manager Exam Language
The IRDAI Assistant Manager Exam 2025 will be conducted in both English and Hindi, with the exception of the English Language section, which will be available exclusively in English.
Unless there are updates to the exam structure or related details, this bilingual format will continue, ensuring accessibility for candidates from varied linguistic backgrounds.
To prepare effectively, it is crucial to have a clear understanding of the IRDAI exam syllabus, allowing you to concentrate on the relevant topics and enhance your chances of success.
IRDAI Assistant Manager Cut Off 2024
2024 Phase 1 cut off (IRDAI Prelims Exam)
| Category | Total Marks (160) | Cut Off Percentage in Each Paper | Cut Off Marks for Each Paper |
| General/Unreserved | 109.50 | 25% | 10 |
| EWS | 103.25 | 25% | 10 |
| OBC | 102.25 | 25% | 10 |
| SC | 91.25 | 25% | 10 |
| ST | 82.50 | 25% | 10 |
| PwBD Type A | 54.50 | 20% | 8 |
| PwBD Type C | 75.50 | 20% | 8 |
| PwBD Type D/E | 26.25 | NA | No Cut Off |
Phase 2 Cut off (IRDAI Mains Exam)
| Category | Total Marks (300) | Cut Off Percentage |
| General/Unreserved | 178 | 59.33% |
| EWS | 169 | 56.33% |
| OBC | 170 | 56.67% |
| SC | 155 | 51.67% |
| ST | 162 | 54% |
| PwBD Type A | 185 | 61.66% |
| PwBD Type C | 163 | 54.33% |
| PwBD Type D/E | 139 | 46.33% |
Final Cut-Off of IRDAI Exam
| Category | Total Marks (100) |
| General/Unreserved | 69.16 |
| EWS | 67.15 |
| OBC | 66.41 |
| SC | 64.56 |
| ST | 64.09 |
| PwBD Type A | 70.21 |
| PwBD Type C | 67.33 |
| PwBD Type D/E | 59.61 |
IRDAI Assistant Manager Cut Off 2023
Phase 1 (IRDAI Prelims Exam) Cut Off Marks
| Category | Total Marks (160) | Cut Off Percentage in Each Paper | Cut Off Marks for Each Paper |
| General/Unreserved | 87.25 | 25 | 10 |
| EWS | 63.75 | 25 | 10 |
| OBC | 80.75 | 25 | 10 |
| SC | 70.25 | 25 | 10 |
| ST | 47.75 | 23.75 | 9.5 |
| PwBD | 39.50 | 13.75 | 5.5 |
Phase 2 (IRDAI Mains Exam) Cut Off Marks
| Category | Total Marks (300) | Cut Off Percentage |
| General/Unreserved | 183 | 61 |
| EWS | 168 | 56 |
| OBC | 171 | 57 |
| SC | 157 | 52.33 |
| ST | 150 | 50 |
| PwBD | 146 | 48.67 |
Final Cut Off Marks of IRDAI AM Exam
| Category | Total Marks (100) |
| General/Unreserved | 74.12 |
| EWS | 64.37 |
| OBC | 67.89 |
| SC | 66.58 |
| ST | 65.35 |
| PwBD | 63.11 |
Importance of Knowing Cut-Off Marks
Understanding the cut-off marks helps candidates to:
- Assess Exam Difficulty: By analyzing past cut-offs, candidates can gauge the exam’s difficulty level and adjust their preparation strategies accordingly.
- Set Target Scores: Knowing the minimum required scores enables candidates to set realistic targets for each stage of the examination.
- Strategize Preparation: Awareness of cut-off trends allows candidates to focus on areas that need improvement, thereby streamlining their study plans to meet or exceed the required benchmarks.
IRDAI Assistant Manager 2025 Vacancies: Expected Number of Posts
Why Choose C4S Courses for IRDAI?
C4S (Clarity4Sure) provides holistic coverage for all components of the IRDAI Assistant Manager exam, ensuring comprehensive preparation with expert-led resources.
Comprehensive Coverage for All Phases
- Prelims: Reasoning, Quantitative Aptitude, English, General Awareness
- Mains: Descriptive English, Economic & Social Issues, Insurance & Management
- Interview Prep: Personalized mock interviews with expert feedback
What Makes C4S Stand Out?
Concept-Based Learning
- Expert-led video lectures delivering clear explanations for every topic.
- Comprehensive coverage of key concepts to ensure in-depth understanding.
Mock Tests & Performance Analysis
- Full-length and sectional tests simulating real exam difficulty levels.
- Detailed performance tracking to identify strengths and areas for improvement.
Current Affairs & Insurance Updates
- Monthly digests summarizing essential insurance sector updates.
- Daily coverage of IRDAI-related news, economic trends, and financial policies.
Descriptive Writing Practice
- Model answers, peer reviews, and expert evaluation for essays and précis writing.
Special Features
- Smart Study Plans – Adaptive learning strategies based on individual pace.
- 24/7 Doubt Resolution – Personal mentorship through discussion forums.
- IRDAI Interview Kit – Real interview questions, structured responses, and one-on-one coaching.
C4S ensures structured learning, expert guidance, and targeted practice, making it an ideal choice for IRDAI exam preparation.
