Written by Faiz Sir, NABARD Grade A mentor at Clarity4Sure, with experience across multiple NABARD Grade A and UPSC CSE exam cycles. Updated . Companion pages: NABARD ESI · NABARD ARD weightage · NABARD Grade A guide.← 2024 questions · All years & cut-offs · 2022 questions →
Try each question before opening the answer. For cut-offs, year-wise analysis, subject-wise trends and videos, see the NABARD Grade A PYQ repository (2021–2025).
NABARD 2023 questions with answers
NABARD 2023 Phase 1 ESI Questions with Answers (33)
The 2023 ESI paper was dominated by government schemes: PMKSY, Vibrant Villages, PMFBY, PM-DAKSH, PM-PRANAM, PM-AASHA, PMAY-G, MUDRA, PMMSY, PM-USHA, Amrit Dharohar and Lakhpati Didi. NABARD-linked items included SHG-BLP, the FPO credit guarantee fund and Gramin Bhandaran. Budget 2023-24 schemes resurfaced in the same year’s paper.
▶ Video: ESI question analysis, 2021–2024
- 1 and 2 only
- 1, 2 and 4 only
- 1, 2 and 3 only
- 2 and 4 only
- All of the above
Show answer & analysis
Answer: (e) All of the above.
Analysis: PMKSY has AIBP, Har Khet Ko Pani (which includes CAD&WM, surface minor irrigation and RRR of water bodies), Per Drop More Crop and the watershed component (WDC-PMKSY).
Revise with it:
- Jal Shakti vs Agriculture ministry components
- 2, 3 and 5
- 1, 2 and 3
- 2, 3, 4 and 5
- 1, 2, 3 and 4
- All of the above
Show answer & analysis
Answer: (e) All of the above.
Analysis: VVP (2023) covers 2,967 villages in Arunachal Pradesh, Sikkim, Uttarakhand, Himachal Pradesh and Ladakh. It also includes livelihood and cooperative development.
Revise with it:
- VVP-II (2025)
- 1, 2 and 3 only
- 2 and 4 only
- 1 and 4 only
- 1, 2 and 4 only
- All of the above
Show answer & analysis
Answer: (e) All of the above.
Analysis: Hailstorm, landslide, inundation, cloudburst and natural fire are covered as localised risks. Cyclonic and unseasonal rains are covered as post-harvest losses (up to 14 days after harvest).
Revise with it:
- Mid-season adversity
- Prevented sowing
- Social infrastructure
- Renewable energy
- Housing
- Khadi and Village Industries
- Education
Show answer & analysis
Answer: (d) Khadi and Village Industries.
Analysis: RBI’s PSL directions specifically allow loans to the KVI sector to count towards the 7.5% micro-enterprise sub-target.
Revise with it:
- PSL targets: 40% overall, 18% agriculture, 7.5% micro, 12% weaker sections
- RBI
- NABARD
- KVIC
- SBI
- None
Show answer & analysis
Answer: (b) NABARD.
Revise with it:
- SHG-BLP data (NABARD Status of Microfinance report)
- 1 only
- 1 and 2 only
- 2 and 3 only
- 1 and 3 only
- All of the above
Show answer & analysis
Answer: (c) 2 and 3 only.
Analysis: SCs, safai karamcharis and waste pickers have no income limit, so statement 1 is wrong.
- Long- and short-term skilling followed by employment
- Reducing chemical fertiliser use by incentivising states to adopt alternative fertilisers
- Improving nutrition of elementary-class children
- Funding state universities for equity, access and excellence
- None
Show answer & analysis
Answer: (b) Reducing chemical fertiliser use.
Analysis: 50% of the subsidy saved by a state is passed back to it as a grant. The distractors describe DDU-GKY, PM POSHAN and RUSA/PM-USHA.
- 1 only
- 1 and 2 only
- 2 and 3 only
- 1 and 3 only
- All of the above
Show answer & analysis
Answer: (e) All of the above.
Analysis: Since 2024, PM-AASHA has been continued with PSS, PDPS and the Price Stabilisation Fund.
- ₹1.20 lakh
- ₹1.35 lakh
- ₹1.50 lakh
- ₹2.00 lakh
- ₹2.50 lakh
Show answer & analysis
Answer: (a) ₹1.20 lakh.
Analysis: Hilly states, difficult areas and IAP districts get ₹1.30 lakh, plus MGNREGS labour support and SBM-G toilet support.
- ₹4 crore
- ₹5 crore
- ₹7 crore
- ₹10 crore
- ₹15 crore
Show answer & analysis
Answer: (b) ₹5 crore.
Analysis: The ceiling was raised to ₹5 crore from April 2023. Budget 2025-26 later raised it to ₹10 crore for micro and small enterprises, so check the latest limit.
- Gramodyog Vikas Yojana
- National Rural Employment Programme
- Swachh Bharat Mission
- MGNREGA
- NRLM
Show answer & analysis
Answer: (c) Swachh Bharat Mission.
- 1 and 2 only
- 2 only
- 1 and 3 only
- 2 and 3 only
- All of the above
Show answer & analysis
Answer: (e) All of the above.
Analysis: The scheme is run by KVIC. It also covers handmade paper, leather and plastics, rural engineering and biotechnology, and services.
- ₹1,72,000
- ₹1,50,000
- ₹1,65,000
- ₹2,00,000
- ₹2,50,000
Show answer & analysis
Answer: (a) About ₹1,72,000 (₹1,72,276).
- 1 and 2 only
- 2 only
- 2 and 3 only
- 1 and 3 only
- All of the above
Show answer & analysis
Answer: (e) All of the above.
Analysis: Union Budget 2024-25 later raised the limit to ₹20 lakh with the new Tarun Plus category.
Revise with it:
- Shishu, Kishore, Tarun
- 1 and 2 only
- 3 only
- 2 and 3 only
- 1 and 3 only
- All of the above
Show answer & analysis
Answer: (e) All of the above.
Revise with it:
- PM-MKSSY
- FIDF
- Concessional loans for community toilets and sanitation vehicles
- It was launched in 2018 by the Ministry of Social Justice and Empowerment
- Safai karamcharis and manual scavengers get loans at 4% per year
- Women beneficiaries get a 1% interest rebate
- None
Show answer & analysis
Answer: (b) The launch year: it was launched on 2 October 2014, not in 2018.
Analysis: It is implemented through NSKFDC.
- MSME
- Consumer Affairs
- Agriculture & Farmers Welfare
- Food Processing Industries
- Commerce and Industry
Show answer & analysis
Answer: (a) Ministry of MSME.
Analysis: SFURTI is the Scheme of Fund for Regeneration of Traditional Industries.
- Equity, access and inclusion
- Quality teaching and learning
- Accreditation of non-accredited institutions
- ICT-based digital infrastructure
- All of the above
Show answer & analysis
Answer: (e) All of the above.
- 5.50 crore
- 5.10 crore
- 4.70 crore
- 4.14 crore
- 4.05 crore
Show answer & analysis
Answer: (d) 4.14 crore.
Analysis: AISHE 2021-22 later reported 4.33 crore.
- 2027
- 2030
- 2036
- 2047
- 2050
Show answer & analysis
Answer: (c) 2036.
Analysis: This is from the MoSPI report “Women and Men in India 2022”, based on population projections.
- eSHGCOM
- eSAFAL
- eSARAS
- eSAMRIDHI
- eSuvidha
Show answer & analysis
Answer: (c) eSARAS.
Revise with it:
- SARAS Aajeevika Mela
- Conservation and sustainable management of wetlands
- Implementation over three years
- Eco-tourism and local livelihoods in wetlands
- Enhancing wetland carbon stock
- All of the above
Show answer & analysis
Answer: (e) All of the above.
Analysis: It was announced in Union Budget 2023-24 and covers Ramsar sites.
- 0.5 crore
- 1 crore
- 2 crore
- 3 crore
- 4 crore
Show answer & analysis
Answer: (c) 2 crore.
Analysis: Union Budget 2024 (interim) raised the target to 3 crore. A Lakhpati Didi is an SHG member earning at least ₹1 lakh a year.
- ₹3,000
- ₹2,500
- ₹1,400
- ₹1,200
- ₹800
Show answer & analysis
Answer: (c) ₹1,400.
Analysis: In high-performing states, a rural mother receives ₹700.
- Debt of top exporters
- Resolving defaults in export obligations
- Tax benefits to exporters
- Import disputes
- Credit incentives for notified markets
Show answer & analysis
Answer: (b) Resolving defaults in export obligations.
Analysis: It was introduced in Foreign Trade Policy 2023 for EPCG and Advance Authorisation holders.
- Low per-capita income
- Low living standards
- High unemployment
- Low productivity
- Dependence on manufacturing and services
Show answer & analysis
Answer: (e) Dependence on manufacturing and services.
Analysis: Underdeveloped economies typically depend on agriculture.
- 10
- 7
- 5
- 3
- 2
Show answer & analysis
Answer: (b) 7 years.
Analysis: These bonds are exempt from CRR, SLR and PSL computation.
- NABSanrakshan
- SBI
- ICICI
- RBI
- PNB
Show answer & analysis
Answer: (a) NABSanrakshan Trustee Pvt Ltd.
Analysis: NCDC also runs a separate fund.
- Gramin Bhandaran Yojana
- PM-KISAN
- Paramparagat Krishi Vikas Yojana
- PMFME
- None
Show answer & analysis
Answer: (a) Gramin Bhandaran Yojana (rural godowns).
Analysis: NABARD channels the capital subsidy, now under AMI (ISAM).
- Micro loans up to ₹10 lakh for manufacturing and services
- Micro loans up to ₹10 lakh to JLGs
- Short-term loans up to ₹3 lakh for farmers
- SHG loans
- PMJDY overdraft of ₹10,000
Show answer & analysis
Answer: (c) Short-term crop loans for farmers.
Analysis: CGFMU covers MUDRA-type micro-enterprise loans, SHG/JLG loans and PMJDY overdrafts, not agricultural crop loans.
- 1, 3 and 4
- 1, 2 and 3
- 2, 3 and 4
- 1, 2 and 4
- All of the above
Show answer & analysis
Answer: (a) 1, 3 and 4.
Analysis: Land purchase is not an eligible cost under PMMSY.
- Commerce and Industry
- Agriculture
- Health and Family Welfare
- Consumer Affairs, Food and Public Distribution
- Education
Show answer & analysis
Answer: (c) Ministry of Health and Family Welfare.
- 10%
- 20%
- 8%
- 15%
- 4%
Show answer & analysis
Answer: (e) 4%.
Analysis: This is part of the 25% overall MSE target. Women-owned MSEs have a 3% target.
Revise with it:
- National SC-ST Hub
NABARD 2023 Phase 1 ARD Questions with Answers (37)
A broad static paper: animal physiology and breeds, soil–water relations (field capacity, gravitational water), seed science (roguing, dormancy, breeder → foundation), horticulture (anthracnose, black tip, hardening), conservation structures and poultry. It also had a few scheme and pricing items (e-NAM, MSP, FRP, ACABC, Amrit Dharohar).
▶ Topic videos with PYQs: Agronomy · Soil & Water · Seed, Forestry & Environment · Extension & Engineering · Horticulture · Animal Husbandry
- 109 days
- 132 days
- 100 days
- 89 days
- 115 days
Show answer & analysis
Answer: (e) About 114–115 days.
Analysis: A common mnemonic is “3 months, 3 weeks, 3 days”. Compare cattle (about 283 days), buffalo (about 310), sheep and goat (about 150).
- APEDA
- FSSAI
- NABCB
- FCI
- FSMS
Show answer & analysis
Answer: (a) APEDA (secretariat of the National Programme for Organic Production).
Revise with it:
- NPOP vs PGS-India
- ₹100 crore
- ₹55 crore
- ₹200 crore
- ₹250 crore
- ₹120 crore
Show answer & analysis
Answer: (c) ₹200 crore.
Revise with it:
- e-NAM mandis and integration
- Mixed forestry
- Extension forestry
- Shelterbelts
- Recreation forestry
- Linear strip plantations
Show answer & analysis
Answer: (b) Extension forestry.
Analysis: Extension forestry includes mixed forestry, shelterbelts and linear strip plantations.
- Mesosphere
- Thermosphere
- Stratosphere
- Exosphere
- Troposphere
Show answer & analysis
Answer: (d) Exosphere.
- Pisum sativum
- Vigna unguiculata
- Momordica charantia
- Allium sativum
- Solanum melongena
Show answer & analysis
Answer: (b) Vigna unguiculata.
- Terracing
- Contour bunding
- Conservation tillage
- Strip cropping
- Crop rotation
Show answer & analysis
Answer: (a) Terracing.
- Sandy
- Loamy
- Sandy loam
- Clayey
- Silty
Show answer & analysis
Answer: (a) Sandy soil.
- Olericulture
- Agro-silvopastoral systems
- Horticulture
- Silvopastoral systems
- Arboriculture
Show answer & analysis
Answer: (e) Arboriculture.
- Catla
- Rohu
- Mrigal
- Kalbasu
- Swordfish
Show answer & analysis
Answer: (a) Catla.
Analysis: Catla is a surface feeder, rohu a column feeder and mrigal a bottom feeder.
- ₹1,015
- ₹2,125
- ₹2,010
- ₹2,360
- ₹1,890
Show answer & analysis
Answer: (b) ₹2,125 per quintal.
- hCG
- Progesterone
- Oxytocin
- Oestrogen
- Testosterone
Show answer & analysis
Answer: (b) Progesterone.
- Jowar
- Ragi
- Bajra
- Corn
- All of the above
Show answer & analysis
Answer: (d) Corn (maize).
- FRP
- SPP
- MSP
- CPP
- SAP
Show answer & analysis
Answer: (a) FRP (Fair and Remunerative Price).
- Food crops
- Horticultural crops
- Oilseeds
- Rabi crops
- All of the above
Show answer & analysis
Answer: (e) All of the above.
- Pre-cooling
- Heating
- Waxing
- Ripening
- Grading
Show answer & analysis
Answer: (a) Pre-cooling.
- Improving soil fertility
- Treating plants with biofertilisers
- Removing off-type plants
- Introducing new varieties
- All of the above
Show answer & analysis
Answer: (c) Removing off-type plants.
- −0.33 bar
- −60 bar
- −15 bar
- −45 bar
- −30 bar
Show answer & analysis
Answer: (a) −0.33 bar (about −1/3 bar).
Analysis: The permanent wilting point is about −15 bar.
- Amritmahal
- Tharparkar
- Gir
- Hariana
- Bhadawari
Show answer & analysis
Answer: (c) Gir.
Analysis: Gir comes from Gujarat. Bhadawari is a buffalo breed.
- Ease of transplanting
- Higher Fe and P availability
- Longer crop duration
- Less weeds
- Water retention by reducing percolation losses
Show answer & analysis
Answer: (e) Reducing percolation losses.
Analysis: Puddling also helps weed control and transplanting, but reducing percolation is its primary aim.
- Sodium nitrate
- Organic matter
- Mica
- Apatite
- Carnallite
Show answer & analysis
Answer: (d) Apatite (rock phosphate).
Analysis: Carnallite is a potassium mineral.
- Irrigation
- Suspension
- Fertigation
- Solution
- Drenching
Show answer & analysis
Answer: (e) Drenching.
- Hardening
- Thinning
- Tilling
- Sowing
- Transplanting
Show answer & analysis
Answer: (a) Hardening.
- Home Affairs
- Agriculture
- Women and Child Development
- Health and Family Welfare
- Food Processing Industries
Show answer & analysis
Answer: (d) Health and Family Welfare.
- Fertilisers
- Oilseeds
- Milk
- Fish
- Petroleum
Show answer & analysis
Answer: (a) Fertilisers.
- Iron dust
- Sand
- Ball bearing
- Spool holder
- Gears
Show answer & analysis
Answer: (c) Ball bearing.
- Nucleus seed
- Breeder seed
- Registered seed
- Certified seed
- Truthfully labelled seed
Show answer & analysis
Answer: (b) Breeder seed.
Analysis: This was asked again in 2024 Phase I.
- Leaching inhibitors
- Scarification
- Auxin and abscisic acid
- Stratification
- Impaction
Show answer & analysis
Answer: (c) Auxin and abscisic acid.
Analysis: ABA induces dormancy; gibberellins are used to break it.
- Capillary water
- Field capacity
- Hygroscopic water
- Gravitational water
- Permanent wilting point
Show answer & analysis
Answer: (d) Gravitational water.
- Anthracnose
- Powdery mildew
- Malformation
- Sooty mould
- Die back
Show answer & analysis
Answer: (a) Anthracnose.
- Floriculture
- Bakery products
- Cocoa products
- Pickles
- All of the above
Show answer & analysis
Answer: (e) All of the above.
- ₹10 lakh
- ₹5 lakh
- ₹20 lakh
- ₹8 lakh
- ₹22 lakh
Show answer & analysis
Answer: (c) ₹20 lakh.
Analysis: Group projects can go up to ₹100 lakh. The ACABC scheme also appeared as a 2024 Phase II passage.
- Bench terracing
- Contour bunding
- Zing terracing
- Khadins
- None
Show answer & analysis
Answer: (a) Bench terracing.
- 21 days
- 15 days
- 50 days
- 42 days
- 80 days
Show answer & analysis
Answer: (a) 21 days.
Analysis: Duck eggs take 28 days and quail eggs about 17–18 days.
- Furrow
- Centre pivot
- Sprinkler
- Border strip
- Localised
Show answer & analysis
Answer: (d) Border-strip irrigation.
- Species and habitat conservation
- Local income generation
- Wetland livelihoods and wetland carbon
- Eco-tourism
- All of the above
Show answer & analysis
Answer: (e) All of the above.
Analysis: This scheme appeared in both the 2023 ARD and ESI papers.
- Biennial bearing
- Malformation
- Clustering
- Spongy tissue
- Black tip
Show answer & analysis
Answer: (e) Black tip.
Analysis: It is caused by brick-kiln fumes (sulphur dioxide) and controlled with a borax spray.
NABARD 2023 Phase 2 ESI & ARD Objective Questions (29)
PACS computerisation alone produced four questions, MGNREGA four, and the Sickle Cell Mission four. Never prepare a major current-affairs topic from a single fact.
- Primary Agriculture and Cooperative Society
- Primary Agricultural Credit Society
- Provisional Agriculture Cooperative Society
- Primitive Agriculture Cooperative Society
- Primitive Agriculture Credit Society
Show answer & analysis
Answer: (b) Primary Agricultural Credit Society.
Analysis: One development, PACS computerisation, produced four questions. Prepare major current topics as background → objective → outlay → duration → agency → beneficiaries → progress.
Revise with it:
- Ministry of Cooperation
- Model bye-laws
- Arjun Munda
- Suresh Prabhakar Prabhu
- Amit Shah
- Ashwini Vaishnaw
- Narayan Rane
Show answer & analysis
Answer: (b) Suresh Prabhu.
Analysis: It was a 48-member committee, with VAMNICOM Pune as secretariat. The National Cooperation Policy 2025 followed.
- 2 years
- 3 years
- 4 years
- 5 years
- 6 years
Show answer & analysis
Answer: (d) 5 years (2022-23 to 2026-27).
- IFFCO
- RBI
- NABARD
- NCDC
- FCI
Show answer & analysis
Answer: (c) NABARD.
Analysis: The project is funded by the Ministry of Cooperation, with NABARD as the implementing agency.
- Primary tillage
- Secondary tillage
- Zero tillage
- Conservation tillage
- Blind tillage
Show answer & analysis
Answer: (a) Primary tillage.
Analysis: Primary tillage uses ploughs; secondary tillage (harrowing, levelling) follows.
- Scraper
- Disc plough
- Harrow
- Puddler
- Mould-board plough
Show answer & analysis
Answer: (d) Puddler.
- Weed control
- Improved root anchoring
- Seedbed preparation
- Soil and water conservation
- All of the above
Show answer & analysis
Answer: (e) All of the above.
Analysis: Puddling also reduces percolation losses by forming a hard pan.
- IARI
- ICAR-IIWBR
- ICAR-IIMR
- ICAR-CCRI
- ICAR-NRRI
Show answer & analysis
Answer: (c) ICAR-Indian Institute of Millets Research, Hyderabad.
Analysis: This was announced in Union Budget 2023-24.
- EC > 4 dS/m, pH < 8.5
- EC < 4, pH 8.5
- EC > 4, pH > 7.8
- EC < 4, pH > 8.5
- EC > 4, pH > 8.5
Show answer & analysis
Answer: (a) EC > 4 dS/m and pH < 8.5.
Analysis: Sodic soils have EC < 4, pH > 8.5 and ESP > 15; saline-sodic soils have EC > 4 and ESP > 15. Option (d) describes sodic soil and (e) saline-sodic.
Revise with it:
- Gypsum for sodic soils
- Leaching for saline soils
- Salinisation
- Solodisation
- Humification
- Mineralisation
- Ammonification
Show answer & analysis
Answer: (a) Salinisation.
- DAP
- SSP
- Urea
- MOP
- All of the above
Show answer & analysis
Answer: (a) DAP.
Analysis: Complex fertilisers contain two or more primary nutrients in chemical combination. DAP is 18-46-0, while urea, SSP and MOP are straight fertilisers.
Revise with it:
- Straight, complex and mixed fertilisers
- Camel
- Goat
- Cattle
- Buffalo
- Sheep
Show answer & analysis
Answer: (e) Sheep (Odisha).
Revise with it:
- Sheep breeds by state
- Mixed
- Multistorey
- Relay
- Alley cropping
- Strip cropping
Show answer & analysis
Answer: (c) Relay intercropping.
Analysis: An example is wheat relay-sown into standing cotton.
- National Agricultural Development Scheme
- Green Revolution Horticulture Initiative
- Horticulture Clean Plant Programme
- Integrated Crop Management Programme
- Sustainable Horticulture Enhancement Project
Show answer & analysis
Answer: (c) Horticulture Clean Plant Programme.
Analysis: It provides disease-free planting material. Pattern: a Budget announcement becomes a horticulture question.
- Ashok Mehta
- R.N. Tagore
- Mohan Singh Mehta
- M.S. Swaminathan
- Balwant Rai Mehta
Show answer & analysis
Answer: (c) Mohan Singh Mehta Committee (1973).
Analysis: The first KVK was set up in Puducherry in 1974 under TNAU.
- Mixed culture
- Polyculture
- Ornamental culture
- Monoculture
- Biofloc culture
Show answer & analysis
Answer: (b) Polyculture.
Analysis: Indian composite fish culture combines catla, rohu and mrigal with exotic carps.
- PM Matsya Sahkar Yojana
- PM Matsya Kisan Samridhi Sah-Yojana
- PM Sahakar Samridhi Yojana
- PM Matsya Sampradaya Yojana
- PM Matsya Rojgar Suvidha Yojana
Show answer & analysis
Answer: (b) PM-MKSSY.
Analysis: It covers FY 2023-24 to 2026-27 and includes a National Fisheries Digital Platform for 40 lakh enterprises.
- 95
- 120
- 125
- 150
- 175
Show answer & analysis
Answer: (d) 150 days.
Analysis: These are ST households holding FRA land rights with no other private property: 100 + 50 days.
Revise with it:
- Section 3(4)
- Floods
- Drought / natural calamity
- Fire hazard
- Arsenic contamination
- Famine
Show answer & analysis
Answer: (b) Drought or natural calamity (as notified).
- Half, one-fourth
- Half, half
- One-fourth, half
- One-third, one-fourth
- One-fourth, one-fourth
Show answer & analysis
Answer: (c) One-fourth, then one-half.
Analysis: This is set by Section 7 of the Act. Option (a) reverses the order to catch careless readers.
- Gram Rozgar Diwas
- Gram Sahyog Diwas
- Gram Saarthi Diwas
- Gram Chaupal Diwas
- Gram Sahayak Diwas
Show answer & analysis
Answer: (a) Gram Rozgar Diwas.
Analysis: It is used for demand registration and grievance redress.
- National Sickle Cell Deficiency Improvement Mission
- National Sickle Cell Anaemia Elimination Mission
- National Strategy for Elimination of Sickle Cell
- National Inclusive Mission for Sickle Cell Anaemia
- National Genetic Disease Prevention Mission for Tribals
Show answer & analysis
Answer: (b) National Sickle Cell Anaemia Elimination Mission.
- 1 and 2
- 2 and 3
- 1 and 3
- 1, 2 and 3
- None
Show answer & analysis
Answer: (d) 1, 2 and 3.
Analysis: Its three pillars are health promotion, prevention through universal screening, and holistic management.
- 1 and 2
- 2 and 3
- 1 and 3
- 1, 2 and 3
- All
Show answer & analysis
Answer: (c) 1 and 3.
Analysis: Statement 2 is wrong: coverage expands incrementally up to 40 years, not 45.
- 2030
- 2035
- 2045
- 2047
- 2050
Show answer & analysis
Answer: (d) 2047.
- 1 and 3
- 2 and 3
- 1 and 2
- 1, 2 and 3
- None
Show answer & analysis
Answer: (c) 1 and 2.
Analysis: The scheme covers 18 family-based trades, including carpenter and toy maker. Families with a member in government service are excluded, so person 3 is not eligible.
Revise with it:
- Loans of ₹1 lakh + ₹2 lakh at 5%
- Toolkit incentive ₹15,000
- 1 and 3
- 2 and 3
- 1 and 2
- 1, 2 and 3
- None
Show answer & analysis
Answer: (a) 1 and 3.
Analysis: The scholarship is for master’s and PhD study abroad, with a family income ceiling of ₹8 lakh. Undergraduate study is not covered.
- SWAWALAMBAN
- SVAMITVA
- SMILE
- PMAY-G
- DAY-NRLM
Show answer & analysis
Answer: (b) SVAMITVA.
Analysis: It uses drone surveys and was launched on 24 April 2021. It was asked again as a 2024 descriptive question.
Revise with it:
- ULPIN
- DILRMP
- Aatmanirbhar Bharat Rojgar Yojana
- PM Swarojgar Yojana
- Stand-Up India
- PM SVANidhi
- Sashakt Bharat Mission
Show answer & analysis
Answer: (d) PM SVANidhi.
Analysis: It offers collateral-free working-capital loans of ₹10,000, then ₹20,000, then ₹50,000.
No questions match these filters.
NABARD 2023 Phase 2 descriptive questions (English, ESI & ARD)
NABARD 2023 Phase 2 ESI & ARD descriptive questions
| Paper | Marks | Question | What the answer needs |
|---|---|---|---|
| ARD | 15 (compulsory) | What is extension education? List 12 extension education methods and discuss the benefits of extension education in agriculture. (3+6+3) | Three marked parts: definition (3) → 12 methods (6) → benefits (3). A general essay loses marks. |
| ESI | 15 (choice) | What do you mean by demographic dividend? How can India leverage its demography to become a developed economy? OR Explain financial inclusion in the context of the RBI Financial Inclusion Index, and the impact of monetary policy on financial inclusion. | Define → window → enablers (skills, health, female LFPR) → risks → way forward. |
| ARD | 10 (compulsory) | Institutional credit has increased, yet many farmers depend on moneylenders. Discuss the reasons. | Collateral, documentation, timeliness, tenancy, consumption credit → solutions. |
| ARD | 10 (choice) | What is agroforestry? Write its features, and discuss its benefits and constraints (4+6). OR Briefly explain five problems in agricultural marketing in India. | Definition → systems → benefits → constraints → National Agroforestry Policy 2014. |
How to write these answers: answer writing strategy and essay writing strategy.
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