Source: News on Air
Context:
The Government of India has launched PM RAHAT to provide cashless emergency medical treatment up to ₹1.5 lakh for road accident victims during the Golden Hour.
It aims to ensure timely life-saving treatment and remove financial barriers to emergency care.
What is PM RAHAT?
A national emergency healthcare scheme that guarantees:
✔ Cashless treatment for road accident victims
✔ Coverage for the first 7 days after accident
✔ Focus on Golden Hour medical intervention
It integrates emergency response, hospital treatment, insurance funding, and digital claim settlement.
Institutional Framework
Ministry of Road Transport and Highways (MoRTH)
- Policy design and oversight
- Accident data integration through eDAR platform
National Health Authority (NHA)
- Claims processing
- Digital transaction management (TMS 2.0)
District Administration
- Oversight and grievance redressal
- District Road Safety Committee monitoring
Objectives
- Prevent avoidable deaths due to delayed treatment
- Ensure financial access to emergency healthcare
- Strengthen trauma care ecosystem
- Improve coordination between police, hospitals, and insurers
- Institutionalise structured emergency response
