Source: News on Air
Context:
The Government of India has launched PM RAHAT to provide cashless emergency medical treatment up to â‚ą1.5 lakh for road accident victims during the Golden Hour.
It aims to ensure timely life-saving treatment and remove financial barriers to emergency care.
What is PM RAHAT?
A national emergency healthcare scheme that guarantees:
âś” Cashless treatment for road accident victims
âś” Coverage for the first 7 days after accident
âś” Focus on Golden Hour medical intervention
It integrates emergency response, hospital treatment, insurance funding, and digital claim settlement.
Institutional Framework
Ministry of Road Transport and Highways (MoRTH)
- Policy design and oversight
- Accident data integration through eDAR platform
National Health Authority (NHA)
- Claims processing
- Digital transaction management (TMS 2.0)
District Administration
- Oversight and grievance redressal
- District Road Safety Committee monitoring
Objectives
- Prevent avoidable deaths due to delayed treatment
- Ensure financial access to emergency healthcare
- Strengthen trauma care ecosystem
- Improve coordination between police, hospitals, and insurers
- Institutionalise structured emergency response
