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Daily Current Affairs
23 April, 2026
1. INS Nireekshak is equipped with which of the following for submarine rescue operations?
A) Sonar Missiles
B) Deep Submergence Rescue Vehicles (DSRV)
C) Ballistic Radar System
D) Nuclear Propulsion Unit
E) Anti-Submarine Helicopters
Answer: B) Deep Submergence Rescue Vehicles (DSRV)
Explanation: INS Nireekshak is a specialized Diving Support Vessel equipped with DSRVs used for rescuing sailors from disabled submarines deep underwater.
2. NARIT-AI primarily helps police in improving which aspect of NDPS cases?
A) Surveillance operations
B) Forensic testing speed
C) Procedural compliance in investigation
D) Arrest rate
E) Intelligence gathering
Answer: C) Procedural compliance in investigation
Explanation: NARIT-AI ensures strict adherence to legal procedures, reducing acquittals caused by procedural lapses in NDPS cases.
3. The Fourth India-Africa Forum Summit (2026) focuses on aligning with which African development blueprint?
A) Vision 2050
B) Agenda 2063
C) Africa Growth Plan
D) AU 2040 Strategy
E) Green Africa Mission
Answer: B) Agenda 2063
Explanation: The 2026 summit emphasizes aligning India’s development initiatives with Africa’s long-term strategic framework, Agenda 2063.
4. What is the maximum balance limit for Full-KYC PPIs as per RBI draft 2026 norms?
A) â‚ą50,000
B) â‚ą1,00,000
C) â‚ą2,00,000
D) â‚ą5,00,000
E) â‚ą10,00,000
Answer: C) â‚ą2,00,000
Explanation: Full-KYC PPIs allow a maximum outstanding balance of â‚ą2 lakh, enabling wider usage including transfers and payments.
5. Which system provides real-time high-value fund transfers in India?
A) NEFT
B) IMPS
C) RTGS
D) UPI
E) BBPS
Answer: C) RTGS
Explanation: RTGS (Real Time Gross Settlement) processes high-value transactions instantly and individually in real time.
6. Under RBI’s 2026 e-mandate framework, what is the general auto-debit limit without OTP?
A) â‚ą5,000
B) â‚ą10,000
C) â‚ą15,000
D) â‚ą50,000
E) â‚ą1,00,000
Answer: C) â‚ą15,000
Explanation: For general recurring payments like subscriptions, the OTP-free limit is â‚ą15,000.
7. What is the key advantage of Pay Point India getting direct access to RBI’s CPS?
A) Ability to issue loans
B) Ability to print currency
C) Direct settlement with RBI without sponsor bank
D) Exemption from regulation
E) Permission for international transfers
Answer: C) Direct settlement with RBI without sponsor bank
Explanation: Direct CPS access removes dependency on sponsor banks, improving efficiency and reducing systemic risk.
8. Under the revised Sugarcane Control Order, mills must pay farmers within how many days?
A) 7 days
B) 10 days
C) 14 days
D) 21 days
E) 30 days
Answer: C) 14 days
Explanation: The draft mandates payment within 14 days, failing which mills must pay 15% annual interest.
9. In the ethanol conversion formula, 600 litres of ethanol is equivalent to how much sugar?
A) 500 kg
B) 750 kg
C) 1 tonne
D) 2 tonnes
E) 1.5 tonnes
Answer: C) 1 tonne
Explanation: The government uses this conversion ratio to track sugar diversion towards ethanol production.
10. In IIT Ropar’s AI agriculture ecosystem, which layer handles data collection from sensors?
A) Intelligence Layer
B) Engagement Layer
C) Infrastructure Layer
D) Advisory Layer
E) Processing Layer
Answer: C) Infrastructure Layer
Explanation: The Infrastructure Layer consists of IoT devices and weather stations that collect raw farm-level data.
